FTP accounts are a standard feature of web hosting service. FTP is a network protocol that allows authorized users to downoad and upload files from one host/destination to another. After the initial setup process the web hosting provider will send you a username and password for your default FTP account. This FTP account can be used with a FTP software application to access files on your server. Through FTP you can perform tasks such as uploading and downloading files, viewing and creating directories, changing file permissions and even editing files stored on your server.